Together, let's grow your company.

Our loan is designed for our female customers at an attractive interest rate to expand their business and grow.

About us

Our Vision

The vision of DUTERIMBERE-IMF PLC is expressed in Kinyarwanda: 

“Igicumbi cy’iterambere ry’umugore.” 

Our Mission

Our  mission is “to provide financial services tailored to low-income entrepreneurs, primarily women, to help them improve their socio-economic conditions”

Our Values

  • Honesty.
  • Integrity.
  • Commitment.

Our Objectives

  • To mobilize and secure savings of the target group under the branches and secure transport means.
  • Facilitate access to credit by providing the target group with services tailored to their needs.
  • Ensure the sustainability of the institution by combining the diversification of financial resources with the new technology and professionalism.

Our Products

We provide financial services tailored to low-income entrepreneurs, primarily women, to help them improve their socio-economic conditions.

Consider expanding your business

Terimbere Mugore

This loan is specifically designed for women who is doing business and possess tangible collateral. It aims to help expand their businesses with a maximum loan of 30 million at a 12% annual interest rate.

Seruka

This loan is for youths aged 18 to 30 years old who have started a business or a project in agriculture or livestock within the last 6 months. The loan is designed to assist them in refinancing their business or in starting a new project in agriculture or livestock.

Construction Loan (Iyawe)

Construction Loan 'Iyawe'

This loan is provided to clients of DUTERIMBERE-IMF PLC who aspire to own their own homes. To qualify, clients must have a source income for repaying the construction loan, the maximum loan is up to 80 million, with repayment of 5 years.

Duterimbere with a successful woman in business

Terimbere na BRD

The loan is offered to clients of DUTERIMBERE-IMF PLC to support their projects related to the value chain, including chicken and pig breeding as well as mining activities. To qualify, clients need tangible collateral and can access up to 100 million at a 16% annual interest rate.

Education Loan 'Umurage Ukwiye'

Education Loan 'Umurage Ukwiye'

This loan is offered to clients who need to pay school fees for self or for their children. To be eligible, clients must engage in income-generating activities and submit a signed school document indicating the fees to be paid. Proof of payment required within 3 days of loan disbursement. Max loan limit: 1 million.

Solidarity groups Loans

Solidarity Groups Loans

This financial product is designed to provide assistance to low-income entrepreneurs by offering them a specialized loan to refinance their income-generating projects.

Our Savings Accounts

We provide financial services tailored to low-income entrepreneurs, primarily women, to help them improve their socio-economic conditions.

Gwiza Account

This free current account, for DUTERIMBERE-IMF PLC clients, ensures secure money storage, unlimited transactions, fee-free internal transfers, and has no monthly maintenance fees. Minimum savings: 10,000 Frw.

Ibanze Account

This free account, available to DUTERIMBERE-IMF PLC clients, ensures secure money storage and access to all services. Unlimited deposits and withdrawals, no fees for internal transfers between DUTERIMBERE-IMF PLC accounts, and a 3,000 Frw minimum savings.

Intego Account

This sub-account, an extension of the Current Account, is for focused savings. It's free, with a 6% annual interest rate, flexible deposits, and bi-monthly withdrawals (every 15 days) for goals like property purchase. No fees for internal transfers between DUTERIMBERE-IMF PLC accounts, and no monthly maintenance charges.

Sugira Account

This is a sub-account of the Current Account, designed for specific savings goals with attractive interest rates. It requires a minimum deposit of 50,000 Frw, with remuneration periods ranging from 3 to 12 months. The interest rate varies between 5% to 12% per annum based on the deposit amount and period. Deposits and withdrawals occur once, as agreed upon."

Iganawe account

This is a progressive savings account designed to help clients accumulate funds for school fee payments. It offers a minimum annual interest rate of 6%, determined by the agreed-upon duration. There are no monthly maintenance fees, and deposits are unlimited, with withdrawals permitted at the end of the contract.

Our Services

Duterimber Push & Pull

  • No charge to push or pull money. 
  • Enables clients to transfer money from account to Mobile Money (vice-versa)
  • Facilitates sending money to their bank account
  • Push *182# 4 > 2 > 11 > n > 00 >4
  • Pull    *182# 4 > 3 > 11 > n > 00 >4
  • To check your balance, dial *655# 
  • Never share your Mobile password.

Deposit or Withdraw

  • Have a booklet or a check,
  • Anyone can deposit money in an account but only the account holder or another person with a letter or a duly signed check can withdraw money.

Open an Account

  • No charge to open an account at DUTERIMBERE-IMF PLC,
  • 2 passport photos,
  • Photocopy of the identity card,
  • 3000 Frw to buy a booklet or
  • 4000 Frw to order a checkbook,

Access the Credit

  • An application letter specifying the amount of the loan and the type of project to be financed.
  • A project sheet detailing the needs to be financed (the client obtains this form via DUTERIMBERE-IMF PLC)
  • The copy of identity card for the applicant.

BDF Guarantee

  • Any customer who needs a loan to finance his project but does not have sufficient collateral to cover the credit can benefit BDF guarantee.
  • It is DUTERIMBERE-IMF PLC who makes all the steps on behalf of the customer after having examined and accepted his project.

We Solve Your Financial Problem

Checking and savings accounts, loan and mortgage services, wealth management, providing Credit and Debit Cards, Overdraft services.

Board of Directors

Hélène Uwimbabazi

Chair Person

Dianah Mukundwa

Vice Chair person

Hector Mutijima

Board Member

Gisele Djamila Mukeshimana - Board Member

Gisele Djamila Mukeshimana

Board Member

Jacques Gakinahe

Board Member

Hortense Umurerwa - Board Member

Hortense Umurerwa

Board Member

Management Team

Alphonse Ngabonziza

Chief Executive Office

Head Of Operation Services - Roger Iraguha

Roger Iraguha

Head of Operation Services

Head of IT - Jackson Uwimana

Jackson Uwimana

Head of IT

Head of Finance - Bernadin Manirakiza

Bernadin Manirakiza

Head of Finance

Sandra KAYUMBA UMUHOZA

HR and Administration Manager

UMURERWA Rosine

Legal Advisor and Company Secretary

Jackline MUTESI

Internal Audit Manager

Manager, Risk and Compliance - Solange Uwamahoro

Solange Uwamahoro

Risk and Compliance Manager

Lean Why Customers Choose 'Duterimbere'

DUTERIMBERE-IMF PLC imaze kutugeza kuri byinshi, inguzanyo y'ubuhinzi twahawe yatugiriye akamaro ku buryo bugaragara
Happy Client
Umuhinzi
4.6/5
N'iy'agaciro kenshi kuba umukiriya wa DUTERIMBERE-IMF PLC, kuko iyi banki yatugejeje kuri byinshi cyane muri rusange, yadufashije kwiteza imbere
Happy Client
Rwiyemezamiromo
4.2/5
Hamwe na DUTERIMBERE-IMF PLC, twabashijye kwiteza imbere. Twishyurira abana amashuri, turubaka, n'ubucuruzi bwacu butera imbere
Happy client
Umucuruzi
5/5

Get in touch

Find Us
  • Our Branches Locations
Contact Info

Toll free: 1967 / 0798970931

Email: [email protected]